Protect your watches, jewelry, handbags & the other things you love with WAX Insurance.

Protect your watches, jewelry, handbags & the other things you love with WAX Insurance.

We crafted the coverage we couldn't find, so you can sit back and enjoy the things you love the way they’re meant to be.

Policies underwritten by Chubb

Best watch insurance for collectors

A graphic representation with a centered open vault surrounded by various luxury items in a circle
A graphic representation with a centered open vault surrounded by various luxury items in a circle
A graphic representation with a centered open vault surrounded by various luxury items in a circle

What's covered

WAX protects against all the main causes of loss, and then some.

Theft & loss

Broken dishes

Accidental damage

A plane flying across the sky

Worldwide travel

Close-up image of flames

Fire

Close-up texture of water

Flooding

A dog tearing apart a pillowcase

Pets

What's covered

WAX protects against all the main causes of loss, and then some.

Theft & loss

Broken dishes

Accidental damage

A plane flying across the sky

Worldwide travel

Close-up image of flames

Fire

Close-up texture of water

Flooding

A dog tearing apart a pillowcase

Pets

Why WAX

Flexible insurance that suits your needs

Agreed Value

Unlike traditional insurance policies, WAX understands that the value of your jewelry, watches, fine art, and other valuables can appreciate over time. With WAX, you can choose the agreed value of your item when setting up your policy.

WAX covers up to 150% of the agreed value.

Worldwide Coverage

Whether you're travelling abroad or wearing and admiring your cherished item at home, our coverage extends across the globe, offering peace of mind wherever your pieces take you.

Easy + Hassle-Free Claims

In the event of a loss, our team is dedicated to providing a seamless and efficient claims process, getting you back to enjoying your collectibles as soon as possible.

Backed by Chubb

Chubb is an insurer specializing in serving successful individuals and families with more to insure. With over a hundred years of experience insuring risks around the world, Chubb has a history of finding ways to say yes and ways to do more for their clients.

Why WAX

Flexible insurance that suits your needs

Agreed Value

Unlike traditional insurance policies, WAX understands that the value of your jewelry, watches, fine art, and other valuables can appreciate over time. With WAX, you can choose the agreed value of your item when setting up your policy.

WAX covers up to 150% of the agreed value.

Worldwide Coverage

Whether you're travelling abroad or wearing and admiring your cherished item at home, our coverage extends across the globe, offering peace of mind wherever your pieces take you.

Easy + Hassle-Free Claims

In the event of a loss, our team is dedicated to providing a seamless and efficient claims process, getting you back to enjoying your collectibles as soon as possible.

Backed by Chubb

Chubb is an insurer specializing in serving successful individuals and families with more to insure. With over a hundred years of experience insuring risks around the world, Chubb has a history of finding ways to say yes and ways to do more for their clients.

What WAX Insures

Coverage in 30+ categories

Rolex Submariner watch
$195

/year

$14,000 Rolex Submariner in CA, 94301

Background image of a blurry cloud
Omege Seamaster watch
$108

/year

$6,000 Omega Seamaster in IL, 60106

$350

/year

$35,000 AP Royal Oak in DC, 20009

YSL Saddle Bag
$50

/year

$2,000 YSL Saddle Bag in PA, 19019

Birkin bag
$112

/year

$30,000 Hermes Birkin 30 in CA, 90210

Chanel Classic Flap
$50

/year

$10,000 Chanel Classic Flap in NY, 10016

Cartier Love bracelet
$123

/year

$7,000 Cartier Love bracelet in CA, 90210

Tiffany & Co necklace
$50

/year

$1,000 Tiffany & Co necklace in FL, 33569

2ct diamond ring
$276

/year

$12,000 2ct diamond ring in NY, 10016

WAX covers watches, jewelry, collector cars, handbags, trading cards, stamps, comic books, memorabilia, musical instruments, sneakers and more – these are just a few examples of the items in our book.

Please note that coverage costs varies based on a number of factors including the item's market value and your location. Your quote may be different than the example shown.

Claims

What happens if you need to file a claim?

  1. Provide a description of what happened and submit your claim in the WAX app

  2. Complete a verification call with the WAX team

  3. Provide all necessary information and documentation to the Chubb team to investigate your claim

  4. Once your claim is finalized, you will receive a check by mail for the agreed value of your item(s)

specialized coverage

WAX¹ vs Homeowners

While typical homeowner’s policies are designed to protect your home and what’s inside, coverage is often limited for valuables. See how WAX’s coverage differs.

A chart showing the benefits of WAX over standard Homeowners insurance

¹Coverage is underwritten by Chubb. Chubb is the marketing name used to refer to the subsidiaries and authorized insurance underwriting companies of Chubb Limited.

²ISO homeowner’s form comparison

³If the item’s current market value exceeds the itemized limit, up to the policy limit

specialized coverage

WAX¹ vs Homeowners

While typical homeowner’s policies are designed to protect your home and what’s inside, coverage is often limited for valuables. See how WAX’s coverage differs.

A chart showing the benefits of WAX over standard Homeowners insurance

¹Coverage is underwritten by Chubb. Chubb is the marketing name used to refer to the subsidiaries and authorized insurance underwriting companies of Chubb Limited.

²ISO homeowner’s form comparison

³If the item’s current market value exceeds the itemized limit, up to the policy limit

specialized coverage

WAX¹ vs Homeowners

While typical homeowner’s policies are designed to protect your home and what’s inside, coverage is often limited for valuables. See how WAX’s coverage differs.

A chart showing the benefits of WAX over standard Homeowners insurance

¹Coverage is underwritten by Chubb. Chubb is the marketing name used to refer to the subsidiaries and authorized insurance underwriting companies of Chubb Limited.

²ISO homeowner’s form comparison

³If the item’s current market value exceeds the itemized limit, up to the policy limit

Reviews

Our clients say:

Reviews

Our clients say:

Reviews

Our clients say:

FAQs

How much does collectibles insurance cost?

With WAX Insurance Services, premiums on your valuables may  cost as low as 1% of the value of your collection for watches and jewelry, and as low as 0.4% for other categories such as handbags or trading cards. Other factors like security systems and safes may reduce the cost of coverage  for collections valued over a certain threshold.

How do I insure my collectibles?

Download the WAX mobile app and add your items by filling out some basic information when prompted  Once you have added your items, select “Get A Quote” and  complete the necessary steps . You will receive an instant quote with the option to purchase coverage, unless further review is required for discounts.

How do I determine the value of my collection?

When helping you secure insurance for your collectibles, WAX Insurance Services will take the item values you provide and cross reference them with  real-time market data to ensure that you’re within an acceptable range for each item you’re looking to insure. For a formal appraisal, reach out to vip@waxregistry.com.

What are the features and benefits of collectibles insurance?

WAX Insurance Agency offers collectibles insurance underwritten by Chubb.  The policy features the following benefits:

  • Worldwide coverage at home and across the globe for most causes of loss, with no deductible

  • Liberal Appraisal Requirements – appraisals are only required for individual fine art items valued at $250,000 or more, jewelry valued at $100,000 or more, and collectibles valued at $50,000 and more. Otherwise, we just need a detailed description and estimated value.

  • Easy quoting and application through mobile app

  • Comprehensive coverage for damage from fire, theft, earthquake, flood and accidental breakage

  • Newly acquired items are covered for up to 90 days for items valued up to  25% of the total class limit

  • Top tier service on claims

  • Up to 150% market appreciation protection in the event the item(s) current market value exceeds coverage limit.

  • Currently available to United States and the UAE residents only

Can I just send you my appraisal to get a policy?

We can only provide an estimated premium based on the appraised value of your items  and your zip code. In order to get a policy from WAX, you must add your items to the WAX app to receive an official quote.

Am I covered if I travel?

Yes, our  coverage provides protection against theft, mysterious disappearance, and accidental damage while traveling worldwide.

How do I file a claim if something happens to my valuables?

Visit Claims within the WAX app, select the item(s) subject to claim, and provide a detailed description of the incident.

  • A member of our team will reach out to verify your information before submitting the details of your claim to the carrier

  • The carrier adjuster will contact you to gather additional information and/or documentation to investigate your claim

  • Once your claim has been finalized, you will receive a check by mail for the agreed value of your item(s)

What if the market value of an item changes while it's already insured?

You can reach out to vip@waxregistry.com to or utilize the Contact Us option located in Support in your WAX app to request a change in value. Your premium will be adjusted to reflect the new value.

Why should I track and/or insure my valuables and collectibles?

Keeping track of your valuables is just good housekeeping. With headlines in the news such as watch related crime increasing 106% from 2022-2023, it’s no wonder that tracking and protecting valuables and collectibles is on everyone’s minds.

What many people don’t realize is that their homeowners or renters’ insurance actually doesn’t fully protect their valuables and collectibles and is even less likely to protect you if you travel with your beloved items. WAX was created to make getting coverage for the items you’re most passionate about as easy as possible. We’ve worked with top-tier carriers like Chubb to provide the most comprehensive worldwide protection specifically for valuables and collectibles.

How does WAX help me track my valuables?

Life gets complicated, but tracking the items that are most valuable to you or that you’re most passionate about shouldn’t be difficult. The WAX app supports 30+ categories and lets you track your items and their details, photos, and documents with just a few taps. Keep it all in your pocket available anytime and edit it whenever you need.

FAQs

How much does collectibles insurance cost?

With WAX Insurance Services, premiums on your valuables may  cost as low as 1% of the value of your collection for watches and jewelry, and as low as 0.4% for other categories such as handbags or trading cards. Other factors like security systems and safes may reduce the cost of coverage  for collections valued over a certain threshold.

How do I insure my collectibles?

Download the WAX mobile app and add your items by filling out some basic information when prompted  Once you have added your items, select “Get A Quote” and  complete the necessary steps . You will receive an instant quote with the option to purchase coverage, unless further review is required for discounts.

How do I determine the value of my collection?

When helping you secure insurance for your collectibles, WAX Insurance Services will take the item values you provide and cross reference them with  real-time market data to ensure that you’re within an acceptable range for each item you’re looking to insure. For a formal appraisal, reach out to vip@waxregistry.com.

What are the features and benefits of collectibles insurance?

WAX Insurance Agency offers collectibles insurance underwritten by Chubb.  The policy features the following benefits:

  • Worldwide coverage at home and across the globe for most causes of loss, with no deductible

  • Liberal Appraisal Requirements – appraisals are only required for individual fine art items valued at $250,000 or more, jewelry valued at $100,000 or more, and collectibles valued at $50,000 and more. Otherwise, we just need a detailed description and estimated value.

  • Easy quoting and application through mobile app

  • Comprehensive coverage for damage from fire, theft, earthquake, flood and accidental breakage

  • Newly acquired items are covered for up to 90 days for items valued up to  25% of the total class limit

  • Top tier service on claims

  • Up to 150% market appreciation protection in the event the item(s) current market value exceeds coverage limit.

  • Currently available to United States and the UAE residents only

Can I just send you my appraisal to get a policy?

We can only provide an estimated premium based on the appraised value of your items  and your zip code. In order to get a policy from WAX, you must add your items to the WAX app to receive an official quote.

Am I covered if I travel?

Yes, our  coverage provides protection against theft, mysterious disappearance, and accidental damage while traveling worldwide.

How do I file a claim if something happens to my valuables?

Visit Claims within the WAX app, select the item(s) subject to claim, and provide a detailed description of the incident.

  • A member of our team will reach out to verify your information before submitting the details of your claim to the carrier

  • The carrier adjuster will contact you to gather additional information and/or documentation to investigate your claim

  • Once your claim has been finalized, you will receive a check by mail for the agreed value of your item(s)

What if the market value of an item changes while it's already insured?

You can reach out to vip@waxregistry.com to or utilize the Contact Us option located in Support in your WAX app to request a change in value. Your premium will be adjusted to reflect the new value.

Why should I track and/or insure my valuables and collectibles?

Keeping track of your valuables is just good housekeeping. With headlines in the news such as watch related crime increasing 106% from 2022-2023, it’s no wonder that tracking and protecting valuables and collectibles is on everyone’s minds.

What many people don’t realize is that their homeowners or renters’ insurance actually doesn’t fully protect their valuables and collectibles and is even less likely to protect you if you travel with your beloved items. WAX was created to make getting coverage for the items you’re most passionate about as easy as possible. We’ve worked with top-tier carriers like Chubb to provide the most comprehensive worldwide protection specifically for valuables and collectibles.

How does WAX help me track my valuables?

Life gets complicated, but tracking the items that are most valuable to you or that you’re most passionate about shouldn’t be difficult. The WAX app supports 30+ categories and lets you track your items and their details, photos, and documents with just a few taps. Keep it all in your pocket available anytime and edit it whenever you need.

Ready to protect the things you love?

© Copyright 2024 WAX Insurance Services LLC.

Insurance described is offered by WAX Insurance Services. CA License #6002383. Insurance is underwritten and provided by Chubb underwriting company affiliates. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.

© Copyright 2024 WAX Insurance Services LLC.

Insurance described is offered by WAX Insurance Services. CA License #6002383. Insurance is underwritten and provided by Chubb underwriting company affiliates. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.